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July 1, 2010

Investing In Gold

A very diversified investment portfolio has a minor opening for a position in gold. Some people think that investing in gold means holding gold coins, usually South African Kruger Rands, which are one troy ounce in weight. Other speculators buy gold futures on the commodity exchange.

However, futures contracts are extremely risky because you are betting that the value of gold will rise or fall in the future. The contract itself requires a relatively small up front payment, but you will have to put up guarantees called margin to take care of daily changes in cost.

The reason investors are attracted to gold at the moment is because often in the past, when the stock market is down, the gold market is up. Weakness in the dollar usually brings a surge in the price of gold too.

Another route to investing in gold is through stocks and precious metal funds, which can be purchased through a stock broker. However, you will need to select your stockbroker very carefully, because this area of investing takes highly expert knowledge.

The following tips are meant as examples only as you will need up-to-the-minute information, if you are considering investing in stocks, shares and funds. One of the names that will come up in any search is Agnico-Eagle Mines, which trades on the NYSE and the Toronto Stock Exchange under the ticker AEM. They have 30+ year history in the production of gold and In that time, they have produced 4,000,000+ ounces of gold.

Gold has made massive profits for investors in gold since the late 1970’s. However, the secret to making money from gold is knowledge of the various resistance points in the price and the assessment of the worldwide market for the use of gold. It is used primarily in jewellery and electronics and some other types of manufacturing.

The biggest markets for gold jewellery is India and other Eastern countries. China’s new-found prosperity is also having an effect on the markets, although manufacturing is still of prime significance there.

You will have to have a good stockbroker or adviser, because the gold market is so complicated. If you are investing in gold as a hedge against a weak dollar, you are taking huge risks and you will have to to look for any strengthening in the dollar like a hawk. A pretty shrewd approach is to set yourself realistic goals. For example, are you content with a 10% profit or are you going to wait for a 25% gain?

Gold can be affected by seasonal events. Check out when people in India get married. It is seasonal and around Christmas time. Then St. Valentine’s Day is a realistic influence too, but you or your adviser will have to examine the trends and the graphs.

You can invest in gold mining stocks for quite small money, but it is not the cost of the share certificate that is important, it is the return on those shares. Be on your guard with small mining companies, because the overheads of exploration are ruinous. Likewise, profits on hitting a big seam would be wonderful for a small company.

Owen Jones, the writer of this piece, writes on many topics, but is currently involved with Clogau Welsh gold. If you have an interest in wedding rings too, please go to our website now at White Gold Claddagh Ring

June 29, 2010

Keeping Your Man Happy

Filed under: Uncategorized — Tags: , , , , , , — David Faust @ 8:45 am

Ladies, all it takes is for us to do a few simple things to keep your boyfriend or husband happy. For those of you who think it is about kissing up to him, or cleaning up his mess, you are wrong, it is about giving him the power once in a while, or make him think he has the power that is. It is clear that women are clearly in charge in most relationships, and men, well they want to be in charge. The key here is to make your man feel as though he has all the power, this will make him happy, and keep him happy.

Rule One:

Let your man take charge. If you let your man “play” boss you will still keep your spot as the dominant women in the relationship. This is very important. It is key that a man gets the feeling of being in complete control over a situation every now and then. It has nothing to do with him putting you down as a women, and this is where some women misunderstand. Men in society today need that feeling of superiority and dominance. They need to feel as though they are big, strong, and powerful. Have your man teach you something where you can allow him to be the boss and the leader.

Step Two:

Say yes to boys night. Allowing your guy to have a boys night can be scary because of the things that can go along with it, such as drinking and other women, even though this has happened, women think that then he will end up cheating and making bad decisions. This is completely untrue. Everybody needs their space every now and then, and if you dont allow him space, he will push more and more away. It is extremely healthy for a man to spend time with his friends, and more than likely he’ll end up calling you after spending a few days with his loud, messy friends.

Rule Three:

Support him. I know there are a lot of times where your man does something that makes you completely lose your mind. Whether it be him wanting to quit his job and join the circus, or leave for a month and go to Europe. The bottom line is that you have to support him no matter what. A relationship needs support and trust in order for it to work. Make sure you hear him out before you get upset, and when it comes down to it the bottom line is supporting your boyfriend.

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June 12, 2010

Breaking Up With Your Girlfriend?

Filed under: Uncategorized — Tags: , , , , — Sarah Chaplin @ 7:32 am

Well guys, it has been said that all things must come to an end. If the time has come to end things with your girlfriend, you should stick to a few ways to do it, because you dont want her to become mentally damaged. If you are really serious about breaking up with your girlfriend, then pay attention. Below are the best ways to do it.

Step One:

This attempt is about being completely nice. Breaking up with someone is hard enough, so being nice to a girl that possible broke your heart is something you dont want to do, but it will be better in the end. Try staying calm and respectful throughout the whole process, because she will ask you why you feel like you need to be single. So, just be honest. Girls need to know the truth, and they all deserve your respect, so if she asks, be honest. If you feel yourself about to say something that you know will hurt her, maybe its best to say it as nicely as possible, while still being honest.

Step Two:

Sometimes you do not have a specific reason for breaking up with a girl, an you just are over it. This is an automatic call for drama, especially if you are going to break up with your girlfriend and start hitting on other girls around her. The best way to handle this, is to tell her that you need to “find yourself.” Say there are things going on in your life that will put a strain on your relationship with her, so you need to figure that out. Let her know that her friendship is important to you. Boys, if you decided to use this break up technique, dont go out and date all her friends right after.

Three:

If either of the two above don’t fit your criteria, maybe you don’t really want to break up with your lady. If you are confused at all, a good day by yourself might be key in figuring out if you really are not in the place to be in a relationship. If you decide things are over, it seems as though time off is what you need. Ask your girlfriend if she would be willing to go on a break for a few weeks, if not a month. This will give you time to figure out if you really want to be with her or not. If all else fails, the break will end your relationship for the time-being, and once on a break it is easy to end things once in for all.

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June 11, 2010

Seniors And Dating

A ’senior’, by definition, is a person older than yourself or, more broadly speaking, an older member of the community. ‘Dating’, by definition describes the courtship between two people – which is usually romantic – who are either hoping or not hoping to get married.

Therefore, senior dating is the romantic courtship between two people who are considered older members of society, or the romantic courtship of two people where at least one partner is an older member of society. When referred to as ’senior’, this doesn’t necessarily mean the person has to be above the age of perhaps – 60 years of age. People of above the age of, for instance, 40 years are also considered ’seniors’, since people are thought to live ‘three score years and ten’ (70 years), half of which is 35.

Depending on which of the many senior dating agencies used (especially by means of online senior dating), the age group targeted may vary. However, generally – senior dating is for those who are above 40 years of age.

Senior dating gives seniors, who could be divorced, widowed or still single, an opportunity to meet people of a similar age group and to share ideas and interests or, if a deeper bond is created between the two, a more meaningful relationship. This permits seniors to enjoy their life, just as they did when they were younger. This is why, there are different types of senior dating services provided on the Internet.

In these senior dating services, which are of course intended for seniors, there are few photos in the profiles – which gives those who have uploaded their photos an obvious advantage. Also, some of these senior dating services offer additional services including anonymous email, instant messaging, chat rooms and forums.

When you make use of these online senior dating websites, you will be able to make new local friends, and chat with each other appropriately online, so that likely partners can be found. Additionally, if you are meeting outside the online website, you should be certain that the meeting is held in a public place – especially if you are meeting one another for the very first time and do not know each other all that well.

Another precaution you could take would be to tell someone you can rely on about where you’re going and with whom. However, if, for any reason, you start feeling uneasy with the person you are with, make sure to be polite and make your exit.

Although these safety measures are general knowledge, it is better to repeat them here, because it is preferable to be safe than sorry. You would be well advised to stick to them as well. In this way, senior dating will be shown to be a successful and safe method of permitting those who are divorced, widowed or have children, to be able to reconstruct their lives and enjoy friendship with members of the opposite sex again.

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June 10, 2010

Dating 101

Dating advice is all over the internet, in magazines, books, newspapers and on TV. There’s even an eight year old who wrote a book filled with great dating advice. (That kid is pretty smart and must be really good with the girls, because while basic, all of his dating advice rings true. If you’ve read the book, however, you’d be forced to admit that the eight-year-old boy does know what he’s talking about and he keeps it simple. The important thing in dating is to do just that and not complicate things.

Leave your past behind you. It’ll only get you bogged down. The first thing any dating-counsellor would advise you is that a fresh start is important for a date to go well. Talking to your date about how your ex mistreated you is definitely not the way forward. Sometimes it isn’t even necessary to talk, and a person who has been hurt once may be over suspicious of any new relationship and this could show in their attitude toward their date.

‘Just be yourself’ is probably the best dating advice possible. Sure, people like to show themselves in the best possible light and impress their date, but if they are not behaving their usual selves, not only will they feel uneasy, but their date will pick up on the uneasiness too.

Not to expect too much (nor too little) is also good dating advice. If you expect too much from one date or from te person you are dating, it is highly likely that you will be discouraged by the results. After all, your date is only human too and first dates are generally at least slightly awkward.

One of the most frequently asked questions is: who foots the bill? The consensus in dating advice is that he/she who suggested the date pays. However, other people declare that it’s better to go Dutch every time and avoid hassles. There is yet another school of thought on dating advice that suggests that the man is not a “gentleman” if he doesn’t pick up the tab. In the case of a difference of policy between you and your date, come to a compromise that is mutually acceptable.

Texting your date before meeting is also a good idea as it puts him or her at ease and allows you to discuss interests and hobbies in an informal and less tense environment than a first date would be. This gives you something to work with if conversation lags.

Basically, just remember, no matter how much dating advice you have, it’s all up to you in the end. No date is the be-all and end-all, so if one doesn’t work out, never fear, there will be others. No matter how difficult the first date seems, it does get easier until it’s actually fun.

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May 4, 2010

Advice On Asking Someone Out On A Date

All right, no more hesitations, this is the time you have been waiting for and it’s up to you to turn it into reality. But, how can you get that fantasy date? You have to start from the beginning and that means to invite the person you are interested in out. Well, how ought you to invite a person out? Do you have to be assertive? Do you have to be coy? Perhaps you need a few tips to ask someone out?

The following are simple but essential tips you could lean on when you find it hard asking a person out on a date. These tips are great to help you invite out the person you fancy. Firstly, know the right reason or reasons for asking a person out. When you know your reason(s), the right words will probably come to you.

What if the person says no? Don’t take it to heart and certainly don’t expect it. Take it gracefully and maybe have a light-hearted, self-effacing joke at the ready. However, for some people, it might be worth practising the words you want to say. To this end, try to keep the reasons for the date foremost in your mind.

However, the person could say “yes” and then you ought to have ideas about where to go, otherwise it looks as if you have not put much thought into it. As much as possible, be ready with some ideas. See to it that you have an answer, if the person asks you why you are asking her out. You do not have to over-flatter, but you have to make sure that you make the person feel good. In this way, you can show how thoughtful you are, but never pressure anyone to date you.

If you did, the result would most likely be a disaster. Furthermore, don’t try to make them tell you why the outcome is negative. Furthermore, never stand anyone up. This means that when you ask someone out, you ought to mean it and you should not leave her stranded. If the person says no, do not get angry about it. Just move on and do not treat that person badly. Having some Dutch courage is certainly not a good idea.

It may just put you in a worse position. You have to be naturally confident. The more, the better, but not on the first date. When you want to ask a person for a date, do not do it when she is with a circle of friends.

These are really helpful tips and you really ought to take note of them. They will certainly assist you if you want to take out that special person.

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April 22, 2010

The Wedding Ring

One’s wedding ring is often a person’s most important item of jewellery, because of the huge significance that it has for its owner. It is meant to denote the love that exists between two people. In most countries, the wedding ring is worn on the fourth finger of the left hand – the ring finger, although in Norway, Germany and Russia, it is worn on the fourth finger of the right hand.

It is usually a good idea to have your finger measured by an expert, before buying an expensive ring, because fingers swell and shrink over the course of a life span and a good jeweller will know how much slack to allow. If the change in the size of your finger is likely to be permanent, it is a good idea to have the ring resized, this is so that it will neither cut into you nor fall off your finger easily.

These days a lot of couples like to go shopping for wedding rings together, because they want to get a pair of identical rings that both of them likes. However, it does not have to be like that. In fact it never was, because the man bought the ring for his fiancee as a surprise. So, if you do not share the same tastes, do not worry about it.

There are hundreds of styles to pick from and several varieties and qualities of metal too. Yellow gold is still the most popular, but there is white gold and specialist golds too like Welsh gold, which is very rare. Besides gold, platinum and titanium are very popular too.

A fast developing trend is for a couple to design or have designed a unique pair of wedding rings. At first, you would think that this would be very expensive, but it is not necessarily so. If you keep your design moderate and the stones, if any, equally so, then the rings might only cost 10%-20% more than those off the shelf.

Gold is still the most prevalent metal for a wedding ring, but silver is starting to gain ground too, although it was always looked on as the poor cousin before. Likewise, diamonds are the still the number one stone of choice, but sapphires are also very popular nowadays. Or you could go for plain bands with something like a Celtic knot design.

Shopping for wedding rings can be fun, but it is easy to go over the top and spend much more than you intended to. You could determine how much you can afford and stick to it, not that that always works either. Expect to pay a lot more for the bride’s wedding ring than the groom’s. This is because the bride’s ring usually contains diamonds, whereas the groom’s is often a plain band of gold.

You could further personalize your wedding rings with an inscription and a date. Personalized, or unique wedding rings often get handed down through the generations. Possibly, yours will too. Or, if you want to wear your grandmother’s handed-down ring, you could personalize it in some way, so that it is both old and yet something of you as well.

Owen Jones, the author of this piece, writes on many subjects, but is currently involved with Celtic Knot rings. If you have an interest in wedding rings too, please go to our website now at White Gold Claddagh Ring

April 19, 2010

Inexpensive Wedding Favours

If you are holding a large wedding, that is one with many guests, the cost of wedding favours can be quite considerable, if you do not set a strict budget. One immediate method you could use to cut the cost of your wedding favours is to give one to each couple or single, rather than one to everybody who comes. The first decision to make is how much can you afford in total and then divide that by the number of guests in total and then divide it by the number of couples and singles.

This system will make it simpler for you to decide what you are going to do: get for everybody; buy for couples and singles and keep the rest for something else or give to couples and singles but buy more expensive gifts. If you still find that there is not a lot of money to go around, you will need to look for lower-priced wedding favours. I will offer you a few thoughts below to get you started.

Candles can be very successful, low-cost wedding favours. If you buy in bulk, you can get some really lovely candles at very affordable prices. You could get perfumed candles, maybe with the same smell as the bouquet the bride carried. You could also consider purchasing personalized ribbons to tie attractive bows around the candles and the ribbons could have your names and the wedding date on them.

Candy or chocolate is another kind of inexpensive wedding favour. There are many ways to go down this route. You can have the wrappers of popular candy bars custom-made; you could buy fairly expensive chocolate in bulk and wrap it up in a special way yourself or you could buy small boxes of gourmet chocolate.

Giving packets of flower or vegetable seeds is also an economical way of giving a practical wedding favour. Again, you could give seed packets of the flowers in the bride’s bouquet. The seed packets could be wrapped or boxed with your own special logo, names and wedding date. You could give them in a pot or tray too in order to make it even easier to sow the seeds.

A pen or pen and pencil set is also a reasonably inexpensive way of giving wedding favours. These pens can also display your wedding details such as names and date.

However, I am Welsh and so my favourite wedding favours are love spoons in miniature, say four inches long. Love spoons were given in Wales by a suitor to his beloved for hundreds of years and many love spoon carvers will make mini versions by hand for a small sum of money. These love spoon wedding favours can also be inscribed with the wedding details as they are typically made out of wood.

Another lovely touch is to insert a stamped, self addressed envelope to your wedding favour present, with a short note asking the recipient to get in touch with you soon, so that you do not let too much water go under the bridge.

Owen Jones, the author of this article, writes on many topics, but is currently involved with Welsh love spoons, and Wales in general, please go to our website at Welsh Products Online, if you are too.

April 1, 2010

Growing Online Dating Relationships

Just like with normal off-line friendships, online relationships have to be tended and to be allowed to grow over time. Here is some fast growing advice:

1. Take Time and Make Time: Does your online date get in touch with you often? Do you do the same? Neglecting to get in touch can be considered not nice, so treat each other’s time respectfully. If that respect is lacking, it could mean that it is time to move on.

2. Communication Needs to “Feel” Right For Both of You: If one of you is being too pushy about having a meeting, for example, that can create ill feelings. So, please, don’t rush; take your time to learn more about each other and develop trust.

3. Respect Each Other’s Privacy: Don’t show the other person’s email addresses or digital photos to your friends, for example; especially if your online friend emailed you the information in private.

4. Share Special Online and Offline Fun Items: when online: send online greeting cards; links to favourite websites where you can upload digital photos of your favourite pet or car; download music and video clips; post on favourite forums of mutual interest. When offline: if you’ve swapped addresses or post office boxes, send printed greeting cards and postcards and/or small items from your area (like a key chain with your state tree).

5. Share Recipes: People get tired of just talking about the weather, so a very popular subject to take refuge in is food. Sharing information about favourite foods and recipes will get things going and help create a point of reference; talk about your favourite cuisine and tastes. Do a search online for free recipes to share and take photos of your culinary masterpieces and share them with your online date as well.

6. Bidding at Auctions: Ebay auctions sell anything and everything! So, look around and enter searches like the dates you were in high school. Share nostalgic photos of old games and toys from when you were a child or when your parents or grandparents were small.

Online dating can be an educational and fun experience. So, go on, learn more about each other and have fun while youre doing it! Take a cyber-stroll down ol’ memory lane together and see what’s cookin’. Tend your online friendship, water it with care and over time it may sprout and grow.

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March 16, 2010

Unique Wedding Rings

The practice of giving and wearing a wedding ring dates back thousands of years. A wedding ring symbolizes faithfulness and love between two people and are given on the day of a couple joining forces. Before the time that the knowledge of how to work metal became widely known, people used such things as plants, grass and even hair to ‘tie the knot’, which is what I think a wedding ring stands for.

These days a typical wedding ring might be made from precious metals such as gold, titanium, platinum or even white gold. Women’s wedding rings often hold a diamond, although sapphires are rapidly becoming more prevalent. Men’s wedding rings are frequently just a simple band of gold. There are many different styles of wedding rings, but the most popular for men is definitely the plain gold band.

For those who want something a bit more flamboyant, there are plenty of examples on the market. A man might want a more grandiose wedding ring, because it is frequently the only piece of jewellery that a man wears. Some alternatives to the plain band of gold are the Celtic Knot and the Claddagh gold rings.

It is essential for men’s wedding rings to be made from a robust alloy of gold. Most men do manual labour of one sort or another, even if it is only gardening, so it is a lot to ask of a pure gold wedding ring to last thirty or forty years.

A 14 or 18 carat gold ring will probably do it, but a 22 carat ring would not. It would just wear away because it is too pure and consequently too soft. Platinum or titanium are much harder, although most people prefer gold.

In most countries convention dictates that people wear their wedding ring on their left hand, although in a couple of countries such as Germany, Russia and Norway, people wear their wedding ring on the right hand.

Some couples would rather have a unique wedding ring and that is not so difficult to achieve as it might first seem. The simplest way to personalize your ring is to have an inscription like names and a date engraved on it.

Another way, would be to buy a precious stone separately and have the jeweller set it into the ring for you. The best alternative though is to find a jeweller you can trust and have him or her make up a pair of identical rings to your own design. I have done that and it is not a lot more expensive than a decent ring.

Wearing matching wedding rings is a remarkable experience. People see that your ring is ’something different’ and many people ask, where you got them from. It all goes to help make that special day memorable for ever.

Owen Jones, the author of this article, writes on many topics, but is currently involved with theCeltic Knot wedding ring. If you have an interest in wedding rings too, please go to our website now at White Gold Claddagh Ring

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